Your First Home Loan

When you partner with Jarred and Port Finance, you get access to over 30 banks and lenders.

  • One point of contact

  • Individually tailored solutions

  • Helpful resources

  • Range of flexible options

Jarred Moore

Finance Broker

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Some Of The Lenders We Work With

We have a large selection of high-quality lenders.

Need a first home loan? We’ll help you get home sooner.

Like most people applying for their first home loan, you probably do not have the time to review every type of home loan available in Australia. This is where we come in! With our uniquely designed Loan Qualifier computer system I can analyse a list of over 400 various home loan products for you. The process takes a few minutes but ends up providing you with a list of competitive options to consider based on your unique finances. The up side to this is that you’re dealing with just one person who is a professional and is eager to keep you informed every step of the way.

What is the amount you can afford to borrow?

Have you thought about how much you can borrow? The best way to determine this is to use a lending capacity calculator to get a type of estimate for you to ponder over. The next step is to then find out what your repayments will look like on the various types of home loans if you borrow an amount which is below your borrowing capacity. The final step is to use our detailed budget planner which will show how much you can save and how much you can afford.

Have you thought about being eligible for the Federal Government’s special ‘First Home Owner’s Grant’? In Melbourne you could qualify for a $2000 FHB (First Home Bonus). However, the bonus criteria are limited to contracts under $600,000.

Simply, visit our ‘Downloads’ section of the website and download a document entitled ‘First Home Buyer Concessions”. The 4 page document will cover all the topics dealing with concessions and brief you on what documents you will need to post for your FHOG application, plus how much you can receive from your FHOG at the time of signing a contract, and the Victorian stamp duty discounts for owner occupiers.

We have put together a comprehensive guide which outlines features and your requirements, some insight into searching for a home in Melbourne Victoria, reduce mortgage payments quickly and a few house hunting / finance tips.

You are strongly recommend checking out our FAQ section which discusses things like costs of purchasing property, elements affecting borrowing capacity, the mortgage process, how to come across as a good borrower, how much you should put down for a deposit, and mortgage insurance.

In case you want to purchase property in Melbourne but lack the 10% upfront deposit then we can help you. Our experts can organize a deposit bond which will work exactly as a cash deposit. However, we will need to make sure that the lender agrees upon this type of deposit.

Let’s Make Things Happen

Discover how working with Jarred and Port Finance Group can help make your property dreams a reality.

“We worked with Jarred to get our first home loan and he made the process so simple for us, we couldn’t be happier.”

J. Smith

Melbourne, VIC

Jarred Moore

Mortgage Broker

By submitting my data I agree to be contacted